SIP Calculator
A SIP (Systematic Investment Plan) is a disciplined way to invest a fixed amount into mutual funds at regular intervals—usually monthly. It’s not a type of mutual fund. It’s just a smarter, automated way to invest in them.
This calculator helps you figure out what kind of returns you can expect if you stick to a monthly SIP over a period of time. You set how much you want to invest, for how long, and your expected annual return rate. The tool shows your total investment, the estimated value at maturity, and the profit you’ve made.
What is a SIP Calculator?
A SIP calculator is a quick way to get an estimate of how your money could grow with regular investments. It gives you a clear picture of:
- How much you’ll put in over time
- What it could grow into
- How much profit you might make
Note: Actual mutual fund returns vary with market performance. This is just a rough estimate. It doesn’t factor in exit loads, taxes, or fund expenses.
How Does It Work?
It uses this formula:
M = P × ({[1 + i]^n – 1} / i) × (1 + i)
Where:
M= maturity amountP= monthly investmenti= monthly interest rate (annual rate / 12)n= number of months
For example, investing ₹1,000 per month for 12 months at a 12% annual return gives you around ₹12,809 at the end of the year.
Why Use It?
- Helps you set realistic investment goals
- Quickly shows how much wealth you can build over time
- Makes long-term planning easier
- Encourages financial discipline
How to Use
Adjust the sliders to set:
- Monthly investment amount
- Expected return rate
- Duration of investment in years
The calculator will instantly update your potential total investment, maturity value, and gains. That’s it. No gimmicks